Shine Mortgages provide buy-to-let mortgage in the UK at competitive interest rates. Whether you are a first-time borrower or want to create an investment portfolio, you are eligible to apply for this mortgage deal provided the deposit size is 15%. Shine Mortgages provides three types of buy-to-let mortgage deals: fixed-rate mortgages, discounted variable mortgages, and tracker mortgages. Unlike other mortgages, you can choose between repayment options: interest basis or capital basis. Interest rates are more affordable than other mortgage lenders.